News

/News/
11 08, 2015

Special Thanks to Elwyn Hamilton

2017-05-26T20:47:48+00:00

Thanks to Granbury, Texas and Hood County photographer, Elwyn Hamilton. His photos taken in Granbury, Tolar, Glen Rose and all over the Hood and Somervell counties are used throughout our new website. If you would like to see more of his work, please visit his website. Visit her website.

Special Thanks to Elwyn Hamilton2017-05-26T20:47:48+00:00
17 03, 2015

Stewart CFPB Update: Lender Outreach Under Way

2017-05-26T20:47:48+00:00

140 days and counting until the Consumer Financial Protection Bureau's (CFPB) TILA/RESPA Integrated Mortgage Disclosure (TRID) rule goes into effect. If you haven't paid much attention, now is the time to start. Just this week, more lenders confirmed they will take control of delivering the Closing Disclosure to customers, and use technology tools that mean [...]

Stewart CFPB Update: Lender Outreach Under Way2017-05-26T20:47:48+00:00
11 03, 2015

Bank of America: CFPB Integrated Mortgage Disclosures – Responsibility for Compliance

2017-05-26T20:47:48+00:00

CFPB Integrated Mortgage Disclosures – Responsibility for Compliance   To: Settlement Agents In December, Bank of America announced that it would generate and deliver the buyer/borrower Closing Disclosure when the new documents take effect on August 1, 2015. This decision was made as a result of the increased responsibility the Consumer Financial Protection Bureau’s (CFPB) [...]

Bank of America: CFPB Integrated Mortgage Disclosures – Responsibility for Compliance2017-05-26T20:47:48+00:00
10 03, 2015

Granbury – The Top City In The State For Retirees

2015-03-10T19:09:46+00:00

Based on taxes, doctors, recreation centers and retirement centers, a company called SmartAsset has ranked Granbury above Fredericksburg as the best place to retire in Texas. “Glad to see SmartAsset recognizes Granbury for the gem that we know it is,” said Mayor Nin Hulett. SmartAsset is a venture-backed financial technology company that uses data to [...]

Granbury – The Top City In The State For Retirees2015-03-10T19:09:46+00:00
10 03, 2015

The Kiplinger Letter – Feb. 27 Forecast

2015-03-10T19:03:08+00:00

Despite a weather-plagued slow start...The housing market is in for a solid year, propelled by job and income gains plus an increase in household formations and pent-up demand.   Helping to fuel the housing recovery:  The reemergence of first-time home buyers, who have largely been sidelined since the recession.  The number of first-timers will edge [...]

The Kiplinger Letter – Feb. 27 Forecast2015-03-10T19:03:08+00:00
20 01, 2015

2015 Mortgage Predictions

2015-01-20T15:47:46+00:00

Uncle Sam is greasing the skids for first-time home buyers this year. The Federal Housing Admin. will trim annual mortgage insurance premiums for FHA-backed loans by half a percentage point, to 0.85% from 1.35%. The reduction figures to save typical first-time buyers $900 in their annual mortgage payment. Existing homeowners who refinance an FHA mortgage [...]

2015 Mortgage Predictions2015-01-20T15:47:46+00:00
30 12, 2014

CoreLogic: 5 Drivers of Housing in 2015

2014-12-30T17:48:40+00:00

t’s been five years since the financial crisis, and the housing economy continues to steadily improve, paving the way for an even better 2015, CoreLogic’s 2015 Housing Outlook said. Employment grew at an average of 2% on a year-over-year basis for the three months ending in Nov. 2014, the strongest rate since the three months ending in [...]

CoreLogic: 5 Drivers of Housing in 20152014-12-30T17:48:40+00:00
10 12, 2014

Fannie And Freddie Set To Make Mortgaging Easier

2017-05-26T20:47:48+00:00

Correction: An earlier version of this post incorrectly stated that the minimum credit score floor was lowered to 620 on December 1. In fact, the 620 guideline was already in place although not widely used by lenders, FannieMae rep and warranty changes went into effect on December 1 in the hopes that lenders would begin to [...]

Fannie And Freddie Set To Make Mortgaging Easier2017-05-26T20:47:48+00:00
24 11, 2014

Title Insurance: Don’t Buy Property Without It

2017-05-26T20:47:48+00:00

What’s more horrifying than losing thousands of dollars unexpectedly? Not much. Purchasing a piece of real estate, be it a family home or retail space, is one of the largest investments you will probably ever make. You think you’re prepared — you stayed within budget, had the property inspected and you took out homeowners’ or [...]

Title Insurance: Don’t Buy Property Without It2017-05-26T20:47:48+00:00
11 11, 2014

Housing Market Forecasts

2017-05-26T20:47:48+00:00

Eight years after heading into the tank... The housing market is finally nearing normal.  Come 2015, sales of existing homes are likely to match or top the average for 1999-2002, before housing mania seized the U.S., driving prices to unsustainable peaks.  A strong rental market already has the construction of multifamily dwellings back to historical [...]

Housing Market Forecasts2017-05-26T20:47:48+00:00